Best insurance company for Tahoe?

[TahoeFL2017]

Progressive just raised my rate, anyone have suggestions for Florida coverage? Going to shop around, insurance companies like to creep the rates up until you get annoyed and shop them.

Any and all replies appreciated!

 

[HiHoeSilver]

Don't know about FL, but have had great experience with AAA.

 

[Big Mama]

Can’t say don’t know your city age driving record etc but we moved to Geico and literally did like the commercial saved $300 over State Farm we had for 20 years. Good luck.

 

[Danny3737]

Not sure if you have access to it, but I’ve been happy with USAA since 1980

 

[CHOO CHOO]

Sounds weird, but do you have a financial advisor? Check with them and see what they say. I had one for a while years back and he was awesome in helping me find any and every way to save on any kind of vehicle and home owners insurance. Might be worth a shot [emoji1745]

 

[RST Dana]

Nationwide and then Allstate

 

[swathdiver]

Geico has been the best price for us for some years now and we're in Florida.

 

[fiatdale]

You need to look at the policies and see what they cover when youre in an accident. Will they use OEM parts or Aftermarket? New or used? State Farm has always had some of the best coverage, but that comes at a higher cost... but its there when you need it, which is the whole point of insurance. Guico, Nationwide and Progressive have been some of the worst here in Houston for the collision business. They dont want to cover shit, and when they do, its aftermarket junk parts. Always had good luck with Allstate, USAA, State Farm.

 

[RST Dana]

You need to look at the policies and see what they cover when youre in an accident. Will they use OEM parts or Aftermarket? New or used? State Farm has always had some of the best coverage, but that comes at a higher cost... but its there when you need it, which is the whole point of insurance. Guico, Nationwide and Progressive have been some of the worst here in Houston for the collision business. They dont want to cover shit, and when they do, its aftermarket junk parts. Always had good luck with Allstate, USAA, State Farm.

My experience with State Farm is they ALWAYS want to use cheap/used parts when their drivers have damaged my vehicles. Nationwide has always been great for me. Allstate has better rates, if you don’t have teenagers with a few tickets. Lol

 

[TahoeFL2017]

I am in Florida , 51 years old, wife had a minor fender bender last year but clean record otherwise. So it looks like Geico, Liberty Mutual, and AAA will be getting calls. Appreciate all the replies!

 

[fiatdale]

The only time Ive ever had State Farm call for "cheap / used parts" was on a 9 year old vehicle where an OEM part wasnt available. Other than that one time, theyve always used new OEM. May be different in different parts of the country but I deal with these guys everyday. Liberty Mutual is alright most of the time, never shopped their rates though.

 

[HiHoeSilver]

I am in Florida , 51 years old, wife had a minor fender bender last year but clean record otherwise. So it looks like Geico, Liberty Mutual, and AAA will be getting calls. Appreciate all the replies!

A lot of people don't even know AAA does insurance, and their rate has always been very good for me. Plus, there's a discount with the membership. Free tows, and all the discounts on hotels, rentals, etc.

 

[Doubeleive]

Progressive just raised my rate, anyone have suggestions for Florida coverage? Going to shop around, insurance companies like to creep the rates up until you get annoyed and shop them.

Any and all replies appreciated!

that's weird I have progressive and they just dropped mine about $100 (per month) just out the blue, I almost wanted to call them and ask what the heck did they take off but I didn't ask for any changes so...I don't know, and I live in California and we get a surcharge because of all the B.S. laws

 

[petethepug]

Best way to shop insurance is to ask the owner of an auto body shop. They are the ones that are impacted by all the red tape and can get you a true [emoji519] for [emoji519] comparison and price per pound of bs.

I’ve had AAA since I could drive. They have changed to lower service in order to keep up with the competition and ever changing laws. They make huge mistakes however ... they are accountable and make it right.

In the last two claims in a ten year period where our VW was rear ended, they flagrantly devalued the car, attempted to state no parts were available, flat out lied about the shop stating they were refusing to do certain repairs and told me I could not self source parts.

They also told the DMV I was uninsured which led to my license being suspended “by accident “. All that nonsense revealed a damage claim they denied almost four years ago which should have been paid for. They pretty much repainted the entire vehicle and ate crow.

Fast forward another four years and they wrongly refused to correct broken motor mounts, cracked exhaust, blown lift gate struts and a melted bumper cover from said broken exhaust. It’s all documented as damage from collision, not repaired and denied. They’re going to eat that too as I have all ppwk showing it was all recently replaced.

They’d rather quietly pay to make it right after the dust settles than face the consequences of multiple, consistent, ongoing failures to show they blatantly refused to cover repairs. Essentially they leveraged themselves into accountability moving forward through a pattern of neglect in the past via ppwk trail.




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[Tahoe14]

Call the Insurance Commissioners office for the state of Florida and see if they will share with you who has the most complaints and who has the least. I have Amica in the state of Florida and I am very happy with them and they rate very highly by consumer report for customer service. You can check rates on the internet very easily and when I did all the big names were within a couple hundred dollars of each other. It seems that they all shop each others rates and are very competitive with each other . Good luck in your search.

 

[TheMaineEvent]

I love USAA, but if you can't use them, I would recommend AMICA.

 

[Rdr854]

I love USAA, but if you can't use them, I would recommend AMICA.

USAA has been good to me over the years.

 

[Burby]

My Geico rate is so low that sometimes I wonder if I'm properly insured. I am. But I plan to shop to compare and will check out some of the mentioned companies in this post.

 

[mountie]

I use AAA...In Florida.... along with the $112 membership for free towing ( 400, 200 miles & unlimited less mile tows)

 

[adriver]

Every time I have checked State farm in the past, they are always one of the higher priced rates. I have never used them, but Costco offers insurance I hear is pretty good. Not sure if its through anyone or if its actually through them.

I've been real happy with USAA too. Great customer service. When I was on a road trip last year and got stuck behind a mud and rock covered truck, my windshield picked up 15 or so large chips and a few cracks. They got me a 15% discount on safelite and helped arrange it.

I've never had an accident, but I've used roadside assistance several times. I factor that into the cost last time I shopped around, (I don't remember why, but I switched from progressive. Might have been to bundle in home insurance for another discount). I want to say AAA has the best road side assistance, if you pay the $10 a month or so for the highest plan. I know they do a lot of discounts at many places for retirees if you're up there.



Any chance your rate increase could have been a quarterly/annual reevaluation of factors for your area, as opposed to was this something you did such as report a ticket or accident? Could rates for all carriers have gone up in your area? Could it be a .. "You've gotten hurricanes and you're getting more snowbirds this time of year kind of thing"?