UPDATE: Dealership tried to talk me out of it-twice
These guys were like at least wait till 15K, do you tow a lot (I don't), etc...
Long story short they allowed me to observe the fluids as they drained:
Front: Black. Lots of metal shavings...magnetic plug completely covered with metal bits several mm deep.
Transfer case: Still pretty good color, minor metal.
Rear: Jet black metal shavings as well.
Quote mechanic when he first observed the front diff: "How many miles do you have? This is worse than I thought it would be."
Coupon $279. Good people, bringing my other truck next week...