The accident at 2am this morning

[skaffy03]

Hey all, just thought I'd share me endeavors of last night with all of you. I was parked in my lane at a stop light when a drunk guy took a turn way too wide and hit me head on.

The ******* then tried to say he will just pay it, as long as I don't call the cops or involve insurance. That just made me type 911 faster!

He was then arrested and charged with DUI. I got to watch my baby get towed away...

 

[Gzes]

Ouch did it hurt the frame at all? It doesnt look like much but did the door get misaligned or hit the fender? Might be totalled if it hit the frame

 

[Chevrolado]

Aww bummer! I had a guy hit me once and say the "lets not go the insurance route" and then when I gave him the shop estimate on cost of repair, he had the nerve to say "I can pay for most of it, but could you help me and cover some too?" HAH. No sir.

Hopefully you get the thing back up and fixed and it didn't hurt the frame at all. Best of luck to you.

 

[dropmech]

Hopefully you ended up ok. Sorry to see though. Looks like it can be fixed.

 

[NathanJax]

Wow. Crazy story. At least it's fixable. Perfect time to get an HD hood, the bumper you want, etc.

 

[skaffy03]

It's been raining and I haven't been able to crawl under and see the extent of the damage. From what I'm seeing though, I don't think there is frame damage. The things are tanks!

 

[Wake]

Ouch, that really sucks.

The one thing I'll never give anyone a break on is drunk driving, hopefully they nail him good.

And now I'm not so inclined anymore even with a simple fender bender. The last time it was me getting rear ended at a red turn arrow in my Corvette. The guy in an SUV behind me was playing with his phone and thought the light turned green. I agreed his no cops request and got his insurance information. Initially he wouldn't cooperate with the insurance company which made things much harder. The insurance company even tried to cast some doubt on if I had hit him by being in reverse.

Eventually I won out but it makes me a lot more skeptical.

 

[popo8]

That sucks... Glad ur ok. And hope the trucks an easy fix


Larry (Popo8) Co-owner
LTXtech.com

 

[skaffy03]

The only problem is that I may have to wait on a new tire. It got gouged from the bumper...

 

[Midcont]

Always get the police report no matter how minor. If they don't want to deal with insurance you can decide that later. If they flake on you though, the police report is the only leg you'll have to stand on.

 

[PwtrSS_OakCliff]

Always get the police report no matter how minor. If they don't want to deal with insurance you can decide that later. If they flake on you though, the police report is the only leg you'll have to stand on.

This guy is speaking the truth. AMEN.

Antonio

 

[skaffy03]

Well guys, I've given my statement to my insurance along with his company, however, he is refusing to call them or answer the phone for his insurance. They will not give the go-ahead to the body shop to fix anything until they have his statement.... I'm kinda dead in the water...

Thank God my dad let me borrow his car (which happens to be my first car that I sold to him )

 

[jdpber]

That sucks. At least the damage is not too bad

---------- Post added at 07:52 AM ---------- Previous post was at 07:42 AM ----------

Well when I got hit by the guy running the red light driving to work about a year ago. That guy didn't answer the insurance company.

So what I did was I called 2x a day till they gave me the answers I needed. I found 9:30am and 3:30pm worked best.

Remember insurance companies hate to pay out. They would prefer you to file with your own company first and then they settle with your company later. Now this may be your best bet as it has been 10 days. And easy week plus at a shop. To get you on the road you may want to file with your company and your deductible will not be due till the work is all done. Now this said gives you about a 2 week or so buffer to call and pester the other insurance company. Most likely they will handle clone and you don't even have to front your deductible..

Another miter to remember ins companies default is to not pay not pay not pay till 100% evident. This said there denial policies you simply have to stay on top of them they are not gonna work for you you have to pester them till they do something.. I bet I made 30 phone calls but if that's what it takes ill do it.

 

[nmsyukon]

I always tell my clients to come to me if they have been in an accident, no matter who was at fault. I call whatever insurance company is involved and file a claim for them to get the process started. If the company is dragging their feet and waiting to get a statement from their client, I just call them back and politely tell them that it is ok if they want to take their time. But in the meantime, they will be paying for the daily storage fee on my clients wrecked vehicle and they will be paying for whatever rental my client is driving.

 

[skaffy03]

Well I think my insurance company is being aggressive. They're calling the shop over and over until they get the estimate. So far it's at $5,273.42....

 

[Gzes]

Ouch 5k? You can do a whole esky front end swap with 5k lol. Hope the send ya a check and you do what you like. I would get the esky swap if they give ya money

 

[skaffy03]

I'd rather have the Tahoe front end. I'm not worried about new this or that, just need my baby back

 

[Macoyle]

Sucks man sorry to hear it. At least you weren't hurt

 

[skaffy03]

I should ask if they'll put my new keys in while they're down there doing an alignment and balance

 

[livingez_123]

Never agree to bypass the Ins. It will only cause problems if he decides to flake out. Let your Ins Co handle it, this is why we pay Ins for in the first place. Never give the other driver a chance to sober up.