I would much rather have a vehicle that's taken care of, maintained well, sorted out/lightly modified to my liking over the years of ownership, paid off and just drive it to as close to or above 200K before dumping. That's been my recipe for my last 2 DD's and I feel it's served me well. Hell, even in the last 2-3 years of ownership of vehicles getting closer to or over 200K miles, a $1,500-$2,000 repair once a year is still way cheaper than $850/month car payment. When it comes to DD's - Buy it, Drive it, Maintain it, Drive it, Repeat... If you take care of them right, no one will ever know there's 100-150K miles on it by looking at it. Just my 2 cents; Good luck in your decision.