Financing - rate comparisons

[TrueAt1stLight]

What rates have you all found in financing your new rigs? So far the best I’ve seen is 2.14% 36 months. Any better???

Edit to add: Rates at Affinty Plus may be the winner.

36 month 1.74% $28.53
48 month 1.99% $21.69
60 month 2.24% $17.63
72 month 2.74% $15.08
84 month 3.24% $13.46

(Ugh. 84 months?!? Who knew this was becoming at thing)

 

[Gibby13]

2.49% at Penfed for 72 months

 

[B520044]

I got 2.29% with Navy Federal for 72 mo, but will payoff in one year. Rates were the same regardless of term.

 

[gat0r]

What rates have you all found in financing your new rigs? So far the best I’ve seen is 2.14% 36 months. Any better???

Edit to add: Rates at Affinty Plus may be the winner.

36 month 1.74% $28.53
48 month 1.99% $21.69
60 month 2.24% $17.63
72 month 2.74% $15.08
84 month 3.24% $13.46

(Ugh. 84 months?!? Who knew this was becoming at thing)

they've had 72 & 84 for a while... i was shocked when i saw it offered back in 2015
a few years prior to that i heard there was 1 or 2 lenders offering ...
97 month




guess lenders thought they had to compete w/ Cali mortgage terms LOL
40 & 50 year offerings

heard rumors of 60 & 100 year. but pretty sure that's only a non-US option at this point.

 

[Gibby13]

I think Navy Federal has had 96 months since 2010, maybe even before that.

 

[RugbyRef]

We got 1.9% for 36 mos. at the credit union where my Navy retirement pay goes. We tried to see if our primary bank (PNC) would play ball...nope.

Regarding the extended loan months (84, 96 and beyond), it seems like lenders are going the same way for cars the way they lend money for boats and rv's. I don't know...just my $.02 cents.

 

[wsteele]

These are extraordinary times. Never in the history of the Fed, have they made creating inflation their primary goal.

For as long as I have lived, being debt free was always the best policy.

One of these days the Fed and our glorious drunken sailors in Washington are going to be successful in their quest of creating inflation. When that happens, being a big net debtor may actually turn out well, as long as you can keep paying the coupon.

What a world.

 

[B520044]

These are extraordinary times. Never in the history of the Fed, have they made creating inflation their primary goal.

For as long as I have lived, being debt free was always the best policy.

One of these days the Fed and our glorious drunken sailors in Washington are going to be successful in their quest of creating inflation. When that happens, being a big net debtor may actually turn out well, as long as you can keep paying the coupon.

What a world.

It is scary times indeed. We'll probably have to pay a large vehicle tax in the near future, as well as $5 per gallon gas. The government will decide for us what we need.....

 

[wsteele]

It is scary times indeed. We'll probably have to pay a large vehicle tax in the near future, as well as $5 per gallon gas. The government will decide for us what we need.....

On the tax front, you may end up being right. The world is awash in oil, so gas prices likely won't be spiking because of a supply/demand imbalances, at least for quite a while, but I could certainly see much higher gasoline taxes being part a New Green Deal.

 

[Stbentoak]

The only answer is using less overall. You don’t have to pay as much if you don’t need as much. If I can’t find or order a Dmax, then I may have to move to another brand. Not paying extra for premium and getting 15 mpg....

 

[Z71orAT4]

The only answer is using less overall. You don’t have to pay as much if you don’t need as much. If I can’t find or order a Dmax, then I may have to move to another brand. Not paying extra for premium and getting 15 mpg....

The GMC website is showing 24 Yukon Denali Duramax's in "inventory" around the country today, most of which are "in transit" and most seem to be white and fully optioned...and many could be sold units. Mine was supposed to have been built last week but no serial number as yet.

 

[Stbentoak]

Yes , I checked on a few and when it says in transit, 5 out of 6 are presold orders. I don't know why they show up as available...
Plus most white ones are going to the southerly rim of states (White is a hot ticket there...) and me being in the north Midwest makes it harder to get them, and I don't necessarily want white...
I kinda got turned off last week when told the chances of ordering one are practically zero, I've got one last feeler out at a local dealer....if that doesn't pan out, I may move to another brand.

 

[Z71orAT4]

Yes , I checked on a few and when it says in transit, 5 out of 6 are presold orders. I don't know why they show up as available...
Plus most white ones are going to the southerly rim of states (White is a hot ticket there...) and me being in the north Midwest makes it harder to get them, and I don't necessarily want white...
I kinda got turned off last week when told the chances of ordering one are practically zero, I've got one last feeler out at a local dealer....if that doesn't pan out, I may move to another brand.

Yah...the one I ordered is Midnight Blue Metallic and thankfully I did not order either the max trailering package nor the air suspension so the order supposedly wasn't kicked back. I wish you good luck in your quest as this vehicle is indeed unique in so many ways but particularly for me, the 3.0L Duramax. I don't think I would have ordered one were it not for that.

 

[Stbentoak]

yes , being on of the last SUV's with a diesel, put it on the list for me. Without it, I can find plenty of other gas guzzlers to buy... I prob should have started sooner, but I wanted a few to get out there to solve initial bugs. Ah well, there is a reason for everything. I'll be scanning the incoming stock over the next month or so to see if any candidates may be available...

 

[JasonHTX]

The GMC website is showing 24 Yukon Denali Duramax's in "inventory" around the country today, most of which are "in transit" and most seem to be white and fully optioned...and many could be sold units. Mine was supposed to have been built last week but no serial number as yet.

Do you know whether it's true that the GMC/Chevy online chat folks cannot provide production/tracking updates if the dealer put in the order as a sold unit?

 

[afishinado]

I always paid cash, and for the past 25 years all my cars have been lease/rental cars. The 12 in my avatar was 9 months old with 21,000 miles and was a full $20k under MSRP.. FF to today, retired, and the Tahoe runs between FL and SD, aside from that pulls a 20' trailer with UTV's a couple times a year. Less than 20k a year. This time out, I'm doing a 36mo lease (I think) the total outlay is pretty close to MSRP should I buy it out.. But now I'm turning 70, I'm thinking I'll just return it and get another new one.

 

[TxVet33]

What rates have you all found in financing your new rigs? So far the best I’ve seen is 2.14% 36 months. Any better???

Edit to add: Rates at Affinty Plus may be the winner.

36 month 1.74% $28.53
48 month 1.99% $21.69
60 month 2.24% $17.63
72 month 2.74% $15.08
84 month 3.24% $13.46

(Ugh. 84 months?!? Who knew this was becoming at thing)

2019 certified used Yukon XL SLT, 5.3 27K miles. 1.65% @ 72 months a year ago. At my credit union.

 

[TrueAt1stLight]

Figured I should update this thread with what rate I ended up securing. 1.89% through a local credit union with a term of anywhere from 36-72 months. Couldn’t be more-pleased! Anyone local to the Twin Cities/ Minneapolis area, PM me for the lender if you’d like. They require a live/work/worship proof in MSP.

 

[Reddog1473]

Hi
I am not sure this is the right thread but is the Costco $1,000 off obtained just by getting a Costco membership? I have Supplier Pricing in place but would like the extra $1,000 if possible. Thanks

 

[wjburken]

Hi
I am not sure this is the right thread but is the Costco $1,000 off obtained just by getting a Costco membership? I have Supplier Pricing in place but would like the extra $1,000 if possible. Thanks

Based on my experience when I got the GM supplier discount, they did not allow you to double up, but things may have changed.